Types of Financial Loans

Unlock the Cash Tied Up in Your Receivables.  Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount.

Just Ask Financial Services is a specialist in providing you with the necessary capital to fund any company you wish to acquire.

Many times a company is approved for a loan through its bank, or financial institution, but the loan doesn't close for 4-6 months. During that time we can provide a short-term bridge loan, which will be paid back when the senior loan closes, so your short-term financial needs can be met.

Just Ask Financial Services is a specialist in funding all types of specialty trucks and construction equipment. We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources.  We can approve transactions in 24-48 hours or less. Normally, we do not require financial statements or tax returns on any transaction up to $250,000. We also have a preferred rate program for better credits. Our application is the easiest to fill out.

Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again.

• Loans ranging from $15,000 to $5 million    
• Very competitive rates   
• Up to 84 months to Repay Credit   
• Approval in 48 Hours from application submission   
• Funding within 5 Days of receipt of signed documents   
• Programs for Medical professionals with damaged credit    

Unlike many other companies, we are purely focused on the commercial finance niche and recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals.

SBA lenders have designated us as a Preferred Financial Services company to have loans processed more quickly and efficiently than many others.   There are several advantages to an SBA loan, including longer terms, no points, and no balloon payments.    

If you have a portfolio of securities, we can set up a line of credit of 70-90% of the value of the portfolio. This line of credit is utilized as a true line of credit and you may borrow as much or as little as you want. You can utilize the money for any purpose with no restrictions.

In today's economic environment, banks are no longer able to lend money to businesses like yours as they have in the past. Banks are absolutely flooded with applications from consumers and businesses, and at the same time they are facing record defaults on their existing lending. This leaves the banks with a mountain of applicants and a shrinking reserve of money to lend. Mechanics that used to qualify are being instantly denied. It's just the plain truth. Fortunately we can help.

• Business Term Loans
• Church Financing
• Debt Restructuring
• Easy Pay Cash Advance
• Fix & Flip Financing
• Revenue-Based Financing